Talk to a Licensed Expert
Talk to a Licensed Expert
Electrical Insurance
ELECTRICAL CONTRACTOR INSURANCE EXPERTISE
Save up to 20% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price
Protect Your Business & Employees
At Tower Street Insurance, we specialize in providing top-level service and coverage to electrical contractors and electrical service providers. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.
Protect Your Electrical Contracting Business
We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.
- Expert Advice and Free Quotes: Partner with Tower Street Insurance for expert guidance on the proper insurance solutions for your electrical contracting business. We offer free quotes and consultations to help you save money while getting the most comprehensive protection.
- Ready to Secure Your Business?: Contact us today to discuss your insurance needs and explore how we can help protect your electrical work, business equipment, and financial stability.
Full Analysis - 100% Risk Free
We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.
About Tower Street Insurance & Risk Management
At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.
We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.
Importance of Insurance Coverage for Electrical Contractors
Whether you are at a residential or commercial construction site, electrical work can be quite dangerous. Electricians or electrical contractors are self-employed and deal with unique risks because they work with live wires and specialized equipment. Hence, the common risk that most business owners or electricians face is either property damage or bodily injury. If you have business insurance, you’ll be able to solve this situation.
Why Electrician Insurance is Essential for Your Business
- Risk Management: Electrician liability insurance is crucial in managing risks associated with electrical work. From potential property damage at a job site to unexpected medical bills due to workplace injuries, our insurance coverage is designed to protect you against financial losses.
- Financial Security: Facing legal costs or medical expenses can be daunting for any business owner. Our electrician insurance policies, including general liability insurance and workers compensation insurance, cover costs that arise from bodily injury, personal injury, and other liabilities.
What Insurance Does an Electrical Contractor Need?
Generally, electricians and electrical contractors begin with a Business Owner’s Policy, also known as a BOP. Business Owner’s Policy combines three types of basic insurance coverage that many small businesses need to help protect them from different risks.
General Liability Insurance
Cover Claims Regarding a Bodily Injury or Property Damage to Someone Else’s Belongings Caused by Electrical Service Providers.
Commercial Property Insurance
Protects Your Owned or Rented Building and the Equipment You Use as an Electrician Such As Amp Meters, Screwdrivers, Wire Strippers, Pliers, Power Tools, Batteries, and Many More.
Business Income Insurance
Recover Your Lost Income if You Can’t Operate Your Business Due to Covered Property Damage.
One-Stop Solution for Electrical Contractor Insurance Needs
At Tower Street, we’re continually trying to be better in terms of providing better support, better technology, or better tools to make your life easier. It’s important that we be here for you with insurance services that exceed expectations when you need us the most. Our insurance experts at Tower Street provide access to the best and most competitive insurance products.
Why Electrician Insurance is Essential for Your Business
- Risk Management: Electrician liability insurance is crucial in managing risks associated with electrical work. From potential property damage at a job site to unexpected medical bills due to workplace injuries, our insurance coverage is designed to protect you against financial losses.
- Financial Security: Facing legal costs or medical expenses can be daunting for any business owner. Our electrician insurance policies, including general liability insurance and workers compensation insurance, cover costs that arise from bodily injury, personal injury, and other liabilities.
Contact Our Electrical Team
Tower Street Insurance specializes in electrical insurance coverage for customers throughout the US. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy.
Tower Street Insurance By The Numbers
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