Insurance Risk Management Solutions for Companies & Homeowners

10 Steps to Prepare for a Hurricane

Sometimes Mother Nature has a way of reminding us who’s in charge. While you can’t control when or where a hurricane will hit, the best way to minimize potential damage is to be prepared.

When a major storm is coming, stay informed by following NOAA Weather radio or your local news channels for updates. In addition, make sure to obey all orders if requested to evacuate by the authorities. Follow these 10 hurricane and storm preparation steps to keep your home and loved ones safe before disaster strikes.

Hurricane Prep Tips
  • Make a plan

    If evacuation is necessary, turn off all utilities and follow community disaster preparedness plans. Select a common meeting place or single point-of-contact for all family members. If you have pets, have a plan for their evacuation as well.

  • Secure the exterior

    Trim large trees and shrubs and bring all outside patio furniture, potted plants, bikes and toys indoors. If necessary, secure outdoor sculptures with burlap or blankets tied with rope.

  • Install storm shutters

    Protect windows, doors and skylights with appropriate shutters or impact-resistant glass. You can nail pieces of plywood to window frames as last-minute protection.

  • Check wall hangings and art

    Make sure wall hangings are secure and take notes about your art collection and any existing damage. Make sure that art hung on outside walls are taken inside, and elevated off the floor. Click here for more tips on how to help protect your art and other valuables from severe storms, winds, and floods.

  • Move your cars

    Move cars to higher ground or park them in your garage against the garage doors. Do not park under trees, power lines or in low-lying areas.

  • Move your cars

    Move cars to higher ground or park them in your garage against the garage doors. Do not park under trees, power lines or in low-lying areas.

  • Power up

    Fill your car’s gas tank, charge your cell phone, test your generator and have plenty of fuel ready in case of power outages.

  • Unplug appliances

    Move appliances and household fixtures away from exterior doors and window openings. Store them in cabinets or interior closets.

  • Store important documents

    Keep important documents, such as legal papers, birth certificates, marriage license, financial papers and insurance policy information, as well as valuables such as jewelry, in a safety deposit box or in a bolted safe in an interior closet in your home.

  • Prep an emergency kit

    Gather flashlights, a portable radio, extra batteries, non-perishable food, bottled water, cash, blankets, clothing and toiletries.

  • Identify a shelter room

    This enclosed area should be on the first floor, in the central part of the house with no windows. Avoid all unprotected windows and doors until the storm passes.

What to do if You Suffer Storm Damage From A Hurricane

If you’re a Chubb policyholder or have insurance through one of Tower Street's other providers and you suffered damage from a hurricane to your primary or secondary home, we’ll work quickly to help you process the claim, secure a competent water removal company, and make your home whole again. Click here to begin the claims process or call us at 972-472-2040.

For more tips on how to prepare for a hurricane, check out these resources from Ready.gov.

Client Advocacy

Financial Growth Icon
100

Carriers

Experience Icon
150

Collective Years of Experience

Umbrella Icon
3.5k

Written Policies

Retention Icon
98%

Retention Role

Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

Top Carriers We Carry on Personal & Commercial Lines:

CHUBB Logo
AIG Logo
Nationwide Private Client Logo
Pure Insurance Logo
Cincinnati Logo
Berkley One Logo
Vault Logo
Safeco Logo
Travelers Logo
The Hanover Insurance Logo
CNA Logo
Texas Mutual Logo
The Hartford Logo
Progressive Logo
UTICA Logo

See the Full List of Carriers We Offer