Insurance Risk Management Solutions for Companies & Homeowners
Resistant to Wildfire

5 Ways to Make Your Home More Resistant to Wildfire

According to the National Fire Protection Association, there are three main ways your home can be threatened by wildfire: direct exposure to flames, radiated heat, and airborne firebrands such as embers, or burning pieces of airborne wood or vegetation. Embers are especially dangerous, as they can be carried on the wind for more than a mile and can cause spot fires and ignite homes, debris, and other objects. Whether you’re building a new home or renovating an existing one, incorporating fire-resistive materials can help protect your home from wildfires and enable it to act as a fire break, potentially reducing the size of the fire and helping firefighters get it under control more easily.

  • Roofing material

    Instead of installing wood shingles or shakes, which provide fuel for burning embers, install Class A, fire-rated roofing material, such as standing seam metal, concrete tile, slate, or composite roofing. Burning embers may simply roll off your roof before they have time to catch fire. A steep pitched roof is also more fire resistant than a flat roof.

  • Exterior walls

    Using non-flammable siding, such as brick or stone veneer, stucco, or fiber-cement siding, you can help prevent fires from spreading from the ground level up the exterior walls and to the roofline.

  • Decks

    Instead of building a traditional untreated wood deck, consider using composite materials, concrete products and terraces, which will help prevent fires from moving quickly.

  • Wildfire Flames
  • Windows

    Before a window is touched by flames, the intense heat of a wildfire can cause the glass to break. To help protect your home, install double-paned or dual-paned windows, which will take the fire twice as long to break and will be more energy efficient. Steel framing also offers better protection than wood or aluminum.

  • Vents and eaves

    To keep embers and flaming material out of your home, cover all critical entry points – soffit vents, gable end vents, and dryer vents – with 1/8-inch wire mesh. Box in open eaves with fire-resistant materials too.

What to do if You Suffer Damage From a Forest Fire

If you’re a Chubb policyholder or have insurance through one of Tower Street's other providers and you suffered damage from a forest fire to your primary or secondary home, we’ll work quickly to make your home whole again. Click here to begin the claims process or call us at 972-472-2040.

Sources:

NFPA Firewise USA -https://www.nfpa.org/Public-Education/By-topic/Wildfire/Firewise-USA/The-ember-threat-and-the-home-ignition-zone

Client Advocacy

Financial Growth Icon
100

Carriers

Experience Icon
150

Collective Years of Experience

Umbrella Icon
3.5k

Written Policies

Retention Icon
98%

Retention Role

Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

Top Carriers We Carry on Personal & Commercial Lines:

CHUBB Logo
AIG Logo
Nationwide Private Client Logo
Pure Insurance Logo
Cincinnati Logo
Berkley One Logo
Vault Logo
Safeco Logo
Travelers Logo
The Hanover Insurance Logo
CNA Logo
Texas Mutual Logo
The Hartford Logo
Progressive Logo
UTICA Logo

See the Full List of Carriers We Offer