Insurance Risk Management Solutions for Companies & Homeowners

8 Ways to Minimize Damage After a Hurricane or Severe Storm

Protect The Exterior

The howling winds and torrential rain has died down. But just because the hurricane has passed doesn’t mean you’re in the clear yet. With the danger of dangling power lines, fallen trees, flooding and more, you’ll want to keep these 8 things in mind when safely returning to your home or assessing it for damage.

  • Check your power lines

    Beware of loose or dangling power lines and report them immediately to the proper authorities. If you see a power line that’s down, move away from it and beware of any water or other objects touching the lines.

  • Don’t use your water

    Use your emergency supply of water or boil water before drinking until officials have given word that it’s safe.

  • Operate a generator safely

    If you’ve lost power, make sure to operate your generator outside your home in a well-ventilated area. Do not operate generators or gas, propane or charcoal grills indoors or near your home’s ventilation areas.

  • Protect the exterior

    If your home has sustained damage, cover the roof with tarps and your windows with plywood if it is safe for you to do so.

  • Clean items left indoors

    Dust items with a soft brush and wipe metal objects with a soft, lint-free cloth.

  • Assess interior damage

    If you have wet or damaged artwork, blot off excess moisture, remove wet backings, mats and frames and keep them in an air-conditioned room. Take pictures of any damage and contact professionals for assistance.

  • Inspect your car

    Wash any debris from your car and take photos of any damage.

  • Use caution while driving

    Be aware of fallen power lines, debris on the road, missing signs, or broken traffic lights. Be cautious of any moving water before driving through it, and make sure you have a spare tire.

What to do if You Suffer Storm Damage

If you’re a Chubb policyholder or have insurance through one of Tower Street's other providers and you suffered damage from a hurricane or severe storm to your primary or secondary home, we’ll work quickly to make your home whole again. Click here to begin the claims process or call us at 972-472-2040.

For more tips on what to do before, during, and after a hurricane, check out these resources from Ready.gov.

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