Insurance Risk Management Solutions for Companies & Homeowners
Condo Association Insurance

Condo Association Insurance

Condo's are great investment properties for investors as a steady stream of renewable income, but they can also be a liability, especially if you don't have the right insurance coverage.  No matter if you manage luxury units, have units that are for lower to middle class or are somewhere in between, we help you ensure that you are covered from damage, lawsuits, floods or other catastrophic events.

Put your trust in the capable hands of Tower Street Insurance and Risk Management in DallasSouthlakeWestlakeMcKinneyAustinSan AntonioHouston, and other cities we serve throughout Texas.

Liability Protection

What's Covered in Condo Association Insurance

A condo association's insurance policy typically helps cover the structure of the building and common areas. Depending on the laws in your state, typically the inside of the unit is the responsibility of the tenant, but it's important to work with a licensed insurance agent to ensure you have the right type of coverage that cover you fully.

Liability Protection

The first policy you need is liability protection which would help cover legal or medical costs if the association is hit with a lawsuit. These types of policies are essential in case of a claim for someone falling from something like ice or water or having an accident in a common area that is available/maintained by the condo association. 

Property Coverage

Property Coverage

Damage to the common areas - like roofs, elevators, basements, courtyards, pools, walkways, etc - are almost inevitable. Some damage that's minor might be able to be easily repaired by your maintenance crew, but property coverage is essential for large losses or damages. Whether it's hail, a freeze that damages the building's pipes or a fire in one or more units, property coverage will help you get it repaired quickly and without having a damaging financial loss.

IMPORTAT ALERT - American Capitol Insurance Policy Cancellations

American Capitol Insurance Alert

If you are a condo owner or manager who has/had American Capitol Insurance you policy will be canceled as of May 14, 2021. Florida-based American Capital Assurance Corp. is officially in receivership and is in the process of being liquidated. Tower Street Insurance can help you find a new policy to replace your old policy and ensure you have the coverage you need.

Why Choose Tower Street Insurance & Risk Management?

For years, the financial professionals at Tower Street have managed commercial and personal risks for our clients in San Antonio, Southlake, Dallas, Houston, Austin, and other Texas cities that we serveOur mission is to preserve and protect the future of successful businesses and families through customized risk management and advocacy solutions. We believe in understanding your past in order to provide you with better protection for your future. To learn more about our products and services, please contact us online or give us a call at 972-472-2040.

  • 100 Carriers
  • 150 Years of Collective Experience
  • 3.5K Written Policies
  • 98% Retention Rate

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Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

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