Insurance Risk Management Solutions for Companies & Homeowners

Insurance for Plumbing & HVAC Companies in DFW and Houston

Whether you work with a full-time crew or on your own, a plumber or HVAC contractor needs wide-ranging insurance coverage that touches all the bases. Fortunately, the best plumbing & HVAC insurance services available in Addison, Frisco, Allen, and other Texas cities are provided by Tower Street Insurance & Risk Management.

For years, we have helped cover plumbers, contractors, and other craftsmen with the best available general liability, commercial liabilityauto, and other types of insurance coverages needed while traveling to job sites and working there. When you need our help in Heath, Trophy Club, Argyle, or Highland Park, our insurance experts have got you covered.

At Tower Street Insurance & Ris Management, we insure businesses in a wide variety of industries, including adjustment & collection servicesprefabricated buildings & components insuranceoil & gas insurancegeneral contractors insurance, and more. For more information, call us today at 972-472-2040 or click here to make an appointment today.

Why Do You Need Plumbing Insurance?

Insurance For Plumbing, Heating & Air-Conditioning Business

Being a plumber can come with certain on-the-job risks, which makes it critical that you invest in a plumber’s insurance whether you are an independent contractor or you own your own business. Plumber’s insurance is a type of contractor’s liability insurance with policies specific to those who are employed in the plumbing industry. This type of insurance can be critical in protecting you and your business no matter what happens while you are on the job.

Although your plumbing insurance will be specialized for your company’s needs, an overview of what our plumbing insurance policies cover:

  • Accidental injuries
  • Property damage
  • Employee wages after a work-related injury
  • Vehicles and equipment
  • Unintentional faulty workmanship
  • Legal fees

General Liability Insurance for Plumbers in Dallas, Houston, San Antonio, & Austin

Insurance For Plumbers

General liability insurance is recommended for plumbing professionals and may protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property. Here are some examples of plumbing insurance claims against a general liability policy:

  • Bodily injury: You install a hot water heater and the temperature control malfunctions. A person in the home is scalded, requiring medical attention. The client claims you are responsible. You could be on the hook for medical costs, but your plumbing insurance policy protects you and your business.
  • Property damage: While installing a new kitchen sink, you failed to properly tighten a connection, and water leaks into your customer’s home overnight. A plumbing insurance policy covers the costs associated with the property damage, thereby protecting your business.
  • Personal injury: If one of your contractors shares false information about a client and the client sues for slander,  we cover the subsequent claim up to your general liability policy’s limits of liability, and pay for an attorney to defend you if necessary.

Heating & Air-Conditioning Insurance in Frisco, Trophy Club, & Fort Worth

Insurance For Heating & Air-Conditioning Business

Heating & air-conditioning insurance can protect your business from common risks that could result in injuries or property damage ending in financial losses. These costly mishaps can even put your business at risk if you don’t have adequate coverage.

The last thing your business needs is to worry about potential legal issues, accidents, injuries, and natural disasters. At Tower Street Insurance & Risk Management, we can protect your company from claims of third-party bodily injury or property damage. Because HVAC technicians work at a variety of locations where unintentional injuries or damage to third-party property could occur, this is a key coverage that many clients will require you to have before hiring you.

Choose the Right Insurance for your Plumbing & HVAC Business in Dallas, Texas

If you oversee a plumbing, electrical, or HVAC company in the Greater Dallas area, you will need to carry an adequate amount of insurance. At Tower Street Insurance & Risk Management, you can rely on us to help you find the custom policy needed to provide the right amount of insurance for your needs and your budget. Contact us at 972-472-2040 to learn more or click here to make an appointment today!

Client Advocacy

Financial Growth Icon
100

Carriers

Experience Icon
150

Collective Years of Experience

Umbrella Icon
3.5k

Written Policies

Retention Icon
98%

Retention Role

Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

Top Carriers We Carry on Personal & Commercial Lines:

See the Full List of Carriers We Offer