Insurance Risk Management Solutions for Companies & Homeowners

Choose Your Insurance Claim Services for Plumbing, Heating & Air-Conditioning Business in Dallas-Fort-Worth

Whether you work with a crew or on your own, you need the kind of coverage that you know has your back. The best plumbing, heating & air- conditioning insurance in Dallas can be customized to your unique needs – and we have it here for you.

Call us today at 972-472-2040 to know more about insurance claiming services for plumbing, heating & air-conditioning business with free estimates!

Why Do You Need Plumbing Insurance?

Insurance For Plumbing, Heating & Air-Conditioning Business

Being a plumber can come with certain on-the-job risks, which makes it critical that you invest in a plumber’s insurance whether you are an independent contractor or your own a plumbing business. Plumber’s insurance is a type of contractor’s liability insurance with policies specific to those who are employed in the plumbing industry. This type of insurance can be critical in protecting you and your business no matter what happens while you are on the job.

Although your plumbing insurance will be specialized for your company’s needs, an overview of what our plumbing insurance policies cover:

  • Accidental injuries
  • Property damage
  • Employee wages after a work-related injury
  • Vehicles and equipment
  • Unintentional faulty workmanship
  • Legal fees

General Liability Insurance for Plumbers in Dallas

Insurance For Plumbers

General liability insurance is recommended for plumbing professionals and may protect your business from another person or business’s claims of bodily injury, associated medical costs, and damage to property.

These types of claims could arise if one of your customers is injured based on work that you have done in a residential home or commercial business. It could also come in handy if a client’s property is damaged by you or one of your employees during an installation job.

Here are some examples of plumbing insurance claims against a general liability policy:

  • Bodily injury: You install a hot water heater and the temperature control malfunctions. A person in the home is scalded, requiring medical attention for burns. The client claims you are responsible. You could be on the hook for medical costs, but your plumbing insurance policy could cover those costs, protecting you and your business.
  • Property damage: While installing a new kitchen sink, you neglected to properly tighten a connection and water leaks into your customer’s home overnight damaging their cabinets and new wood floors. A plumbing insurance policy could cover the costs associated with the property damage, thereby protecting your business.
  • Personal injury: One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your general liability policy’s limits of liability, and pay for an attorney to defend you if necessary.

Heating & Air-Conditioning Insurance in Dallas

Insurance For Heating & Air-Conditioning Business

Heating & air-conditioning insurance can protect your business from common risks that could result in injuries or property damage ending in financial losses. These costly mishaps can even put your business at risk if you don’t have adequate coverage.

As the owner of a heating and air-conditioning business, your life must be busy. Your company may service residential customers, commercial customers, government buildings and more. It is stressful enough to keep track of installation and maintenance schedules for employees and customers. The last thing your business needs is to worry about potential legal issues, accidents, injuries and natural disasters.

At Tower Street Insurance & Risk Management, we can protect your company from claims of third-party bodily injury or property damage. Since HVAC technicians work at a variety of locations where unintentional injuries or damage to third-party property could occur, this is a key coverage that many clients will require you to have before hiring you.

Choose the Right Insurance for your Plumbing, Heating & Air-Conditioning Business in Dallas, TX

If you oversee your own plumbing, electrical or heating, ventilation and air conditioning operation, you will need to carry an adequate amount of insurance. While a basic business owner’s policy might suit the needs of those who engage in low-risk occupations, this is rarely true for the plumber, electrician or HVAC contractor. At At Tower Street Insurance & Risk Management, you can rely on us for the insurance of plumbing, heating & air-conditioning.

You can always contact us at Addison, Carrollton, Frisco, Plano, Terrell Hills, Alamo Heights, Celina, Granburry, Prosper, The Colony, Allen, Colleyville, Heath, Richardson, Trophy Club, Westlake, Argyle, Coppell, Highland Park, Rockwall, University Park and nearby communities of Fort Worth area.

We also have insurance services for homeowners, auto, aviation, family offices, secondary homes, ranches, general liability, commercial liability, and many more!

Please contact us today at 972-472-2040 or contact us online to get our services in your city at the earliest time!

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Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

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