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Insurance for Prefabricated Metal Buildings & Components in Dallas

Construction is essential, but it also ranks among the most dangerous industries. That is especially true when it involves a prefabricated metal building and its components. Despite your best efforts to follow all safety protocols, there is always a chance that something could go wrong and someone on the job or a third party could be injured or property could be damaged.

To protect yourself from any potential mishaps related to your construction business, it's imperative for investing in insurance for metal buildings and components. At Tower Street, we have an available insurance service for your health and financial safety, and security. Call us today at 972-472-2040 to know more about our services with free estimates!

 

What Type of Insurance Does a Prefabricated Metal Building Need?

Insurance For Prefabricated Metal Buildings and Components

Contractors who work in the steel erection industry should invest in three types of insurance coverage at the minimum - specifically: general liability, professional liability, and workers' compensation.

General Liability Insurance: General liability insurance provides coverage for third-party personal injuries and property damages. For example, in the event that a delivery driver trips over a piece of equipment at the site you're working on, suffers an injury, and files a lawsuit against you, general liability insurance will provide you with the coverage that's needed to pay for any medical care that the third-party may require, any legal fees that you may incur, and anything that a court of law may be liable for.

If the property owner of the building you're working on claims that you damaged their building and files a lawsuit, general liability insurance would also cover any legal expenses that you may end up facing, as well as any repairs that you may be required to pay.

Professional Liability Insurance: With professional liability, if you a client that hired you to erect a steel structure claims that you failed to do your job properly and files a lawsuit against you, you'll have the coverage you need to pay for the legal fees, any repairs that you may need to make to correct the problem, and it can also help to protect your business from any negative press that you may receive.

Workers Compensation Insurance: Workers' comp provides coverage for any workers that you may employ. For example, if a member of your team suffers a work-related injury and requires medical care, this policy will cover the medical expenses and can provide the employee with the wages he or she may lose while recovering.

If the employee files a lawsuit against you, claiming that the equipment that you provided wasn't properly maintained and caused the accident, for example, workers' compensation insurance can also assist with the related legal expenses.

Rely On Us For Prefabricated Metal Buildings & Components Insurance in Dallas

If you own a construction company, insurance for prefabricated metal buildings & components is a type of insurance that you should consider. This will protect your business if you're accused of improper construction practices or you need professional liability insurance. When you need our help in Allen, Austin, Dallas, Plano, San Antonio, Southlake, and other cities that we serve, call Tower Street Insurance. We also provide service for directors & officersworkers’ compensation,  cyber liability, commercial risk management serviceclient advocacy, and more! Call us today at 972-472-2040 for more information or click here to make an appointment today! 

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