Insurance Risk Management Solutions for Companies & Homeowners

Workers Compensation Insurance

In the early 1900's, any employee that got injured, sick, or disabled while working, had to take legal action against his or her employer just to be able to recoup the money they spent on medical and rehabilitation bills. Workers' compensation insurance was, fortunately, the first insurance program to be established in the United States, beginning in 1902.  

Workers Compensation Insurance

Worker's Compensation Risk Assessment

Fortunately, workers compensation is now the norm, not the exception for many businesses.  Now, more than ever, employers are finding ways to take care of their associates, realizing that providing them with reliable workers' compensation insurance is, in fact, an affordable and effective way to protect both their business and their employees.

Tower Street Insurance team members will assess your employees' risk and assist you in finding the right Workers' compensation plan for your business in Texas to ensure your employees and business are covered in case of an accident.

Equitable Insurance Benefits for Your Associates

There is no one plan fits all package when it comes to the right worker's compensation insurance, but there are norms that most companies need. The compensation benefits may include:

Injured Employee Working
  • Income benefits – To pay for a portion of lost earnings if an employee can't work.
  • Medical benefits – This can cover all or part of the treatment of work-related injury or disease.
  • Vocational rehabilitation benefits – Depending on the degree of injury, this can cover physical rehabilitation or training for a new job or occupation.
  • Death benefits – This provides income for the family of an employee killed on the job with a portion of the employee's lost wages.
  • Burial benefits – To pay for a portion of funeral and/or burial expenses.

Contact us here or call us today at 972-472-2040 for a quick quote!

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