Talk to a Licensed Expert
Talk to a Licensed Expert
Assisted Living & Ambulance
Insurance
ASSISTED LIVING & AMBULANCE INSURANCE EXPERTISE
Save up to 20% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price
Protect Your Business & Employees
At Tower Street Insurance, we specialize in providing top-level service and coverage to assisted living & ambulance service providers. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.
Our Professional Strategy
We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.
Full Analysis - 100% Risk Free
We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.
About Tower Street Insurance & Risk Management
At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.
We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.
Our Partnerships Within the Industry
In-Home Care
Senior Care
Hospice
Personal Care
Memory Care
Ambulance Services
Community Home


Unique Coverage Considerations
Have your current agent discussed the following issues with you?
Abuse or Molestation Coverage
Food Contaminiation Protection
Paid Loss and Incurred Loss Retrospective Plans
Emergency Evacuation Protection
Captive and Other Insured-Owned Programs
Large Deductibles
Self-Insured Retention
Customized Named Storm, Earthquake, or Flood (Storm Surge) Structures
Flood Reinstatements
Parametric Programs
Flood Reinstatements
Deductible Buy-Downs
Policy Inclusions
With some of our partner carriers, such as CNA, CRC, Amwins and Hanover, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the hospitality market:
Property – Per Location Limits Up to and Over $500M, Can Increase Based on Risk
Professional Liability Insurance – $1M Aggregate Limit
Employer Practice Liability – $1M Limits
Assault and Battery – $1M Limits
General Liability – $2M Limits, Can Increase Based on Risk
Cyber – $25M Limits, Can Increase Based on Risk
Auto – $1M Limit, Can Increase Based on Risk
Workers’ Compensation – Statutory Limits
Umbrella & Excess – Up to $50M
Catastrophe Coverage Such As Flood and Earthquake – Up to $50M Based on Risk
Contact Our Assisted Living Team
Tower Street Insurance specializes in assisted living & ambulance services insurance coverage for customers throughout the US. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy.
Tower Street Insurance By The Numbers
Carriers
Collective Years of Experience
Written Policies
%