Talk to a Licensed Expert
Talk to a Licensed Expert
Construction
Insurance
CONSTRUCTION INSURANCE EXPERTISE
Save up to 40% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price
Protect Your Business & Employees
At Tower Street Insurance, we specialize in providing top-level service and coverage to construction clients. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.
Our Professional Strategy
We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.
Full Analysis - 100% Risk Free
We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.
About Tower Street Insurance & Risk Management
At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.
We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.
Our Partners Within the Construction Industry
Residential Builders
Institutional and Commercial Builders
Specialized Industrial Construction
Infrastructure and Heavy Construction
Commercial General Contractors
Construction Managers
Civil and Safety Engineers
Surveyors
Unique Construction Coverage Considerations
Have your current agent discussed the following issues with you?
Damage to Work Performed by Subcontractors on Your Behalf or Damage to Previous Work
Contingent Business Interruption – Supply Chain Issues
Contracts – Waiver of Subrogation and Indemnification
Recent litigation trends against contractors for job site safety and injuries
Replacement Cost versus Actual Cash Value on materials
Policy Inclusions
With some of our partner carriers you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the construction market:
Property – up to $500M in limits
General Liability – $1M, can increase based on risk
Business Auto – $1M, can increase based on risk
Workers Compensation – Statutory limits
Umbrella & Excess – Up to $50M
Errors & Omissions (E&O) – $10M
Cyber – $10M
Installation/Builder’s Risk – Up to $500M in Limits
Scheduled Contractor’s Equipment
Products/Completed Operations
Professional Liability
Contact Our Construction Industry Team
At Tower Street Insurance & Risk Management, we provide insurance that covers your physical assets and financial liabilities for many different risks and scenarios in specialized industries. From the building to the equipment and the workers, we find coverage that fits your needs and your price point.
Tower Street Insurance By The Numbers
Carriers
Collective Years of Experience
Written Policies
%
Retention Rate
