Tower Street Insurance & Risk Management Info

Talk to a Licensed Expert

(214) 214-7475

Talk to a Licensed Expert

(214) 214-7475

Energy, Oil, & Gas



Save up to 40% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price

Protect Your Business & Employees

At Tower Street Insurance, we specialize in providing top-level service and coverage to energy, oil, and gas clients. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.

Our Professional Strategy

We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

Full Analysis - 100% Risk Free

We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.

About Tower Street Insurance & Risk Management

At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.

We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.

Our Partnerships Within the Industry

Automation and Systems

Compressor Stations

Contractors (Cleaning, Chemical, Drilling, Environmental, EPC, Fracking, Fishing, Pipeline, Roustabout, Spudding, Service and Repair, Utility, Water Filtration)

Equipment Rental


Lease Operators

Mineral Rights

Oilfield Services

Saltwater Disposal



Unique Industry Coverage Considerations

Have your current agent discussed the following issues with you?

General Liability

Commercial Auto

Workers’ Compensation

Umbrella Coverage

Control of Well

Equipment Coverage

Pollution Coverage (Including Saline Contamination)

Directors and Officers

Employment Practices Liability

Operators and Legal Liability

Oil and Gas Lease Property

Owner’s Goods Cargo

Motor Truck Cargo

Non-Operating Worker’s Interest

Underground Resources and Equipment

Policy Inclusions

With some of our partner carriers, such as Travelers, Chubb, and National American, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the energy, oil, and gas market:

Property – Up to $500M in Limits per Location

General Liability – $1M Limit, Can Increase Based on Risk

Pollution Liability – Up to $50M (Based on Risk)

Control of Well – Up to $50M (Based on Risk)

Oil and Gas Mobile Property – Up to $50M (Based on Risk)

Cyber Insurance – $25M Limits, Can Increase Based on Risk

Auto – $1M Limit, Can Increase Based on Risk

Workers’ Compensation – Statutory Limits

Umbrella & Excess (Excluding PCO and Prof.) – Up to $50M

Environmental – $25M

Errors & Omissions (E&O) – $10M

Cyber – $10M

Parametric Natural Catastrophe – Varies Based on Risk

Contact Our Energy, Oil, & Gas Industry Team

Tower Street Insurance specializes in energy, oil, and gas insurance coverage for customers throughout the US. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy.

Tower Street Insurance By The Numbers


Collective Years of Experience

Written Policies


Retention Rate


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