Tower Street Insurance & Risk Management Info

Talk to a Licensed Expert

(214) 214-7475

 

Talk to a Licensed Expert

(214) 214-7475

Hospitality

Insurance

HOSPITALITY & HOTEL INSURANCE EXPERTISE

Save up to 20% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price

Protect Your Business & Employees

At Tower Street Insurance, we specialize in providing top-level service and coverage to hospitality and hotel clients. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.

Our Professional Strategy

We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

Full Analysis - 100% Risk Free

We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.

About Tower Street Insurance & Risk Management

At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.

We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.

Our Partnerships Within the Industry

Hotels

Hotel Management

Resorts

Sport Bars

Live Music Clubs

Piano Bars

Comedy Clubs

Entertainment Venues

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Unique Hospitality Coverage Considerations

Have your current agent discussed the following issues with you?

Liquor Liability Insurance

Assault and Battery Coverage

Paid Loss and Incurred Loss Retrospective Plans

Captive and Other Insured-Owned Programs

Self-Insured Retention

Large Deductibles

Customized Named Storm, Earthquake, or Flood (Including Storm Surge) Structures

Flood Reinstatements

Deductible Buy-Downs

Multi-Year Solutions

Parametric Programs

Policy Inclusions

With some of our partner carriers, such as CNA, Travelers, Hartford, Sompo International, Chubb, and Hanover, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the hospitality market:

Property – Per Location Limits Up to and Over $500M, Can Increase Based on Risk

Equipment Breakdown for Mission Critical Equipment

General Liability – $2M Limits, Can Increase Based on Risk

Liquor Liability – $1M Limits

Assault and Battery – $1M Limits

Cyber Insurance – $25M Limits, Can Increase Based on Risk

Auto – $1M Limit, Can Increase Based on Risk

Workers’ Compensation – Statutory Limits

Umbrella & Excess – Up to $50M

Catastrophe Coverage Such As Flood and Earthquake – Up to $50M Based on Risk

Contact Our Hospitality Team

Tower Street Insurance specializes in hospitality insurance coverage for customers throughout the US. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy.

Tower Street Insurance By The Numbers

Carriers

Collective Years of Experience

Written Policies

%

Retention Rate

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