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Hospitality
Insurance
HOSPITALITY & HOTEL INSURANCE EXPERTISE
Save up to 20% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price
Protect Your Business & Employees
At Tower Street Insurance, we specialize in providing top-level service and coverage to hospitality and hotel clients. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.
Our Professional Strategy
We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.
Full Analysis - 100% Risk Free
We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.
About Tower Street Insurance & Risk Management
At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.
We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.
Our Partnerships Within the Industry
Hotels
Hotel Management
Resorts
Sport Bars
Live Music Clubs
Piano Bars
Comedy Clubs
Entertainment Venues
Unique Hospitality Coverage Considerations
Have your current agent discussed the following issues with you?
Liquor Liability Insurance
Assault and Battery Coverage
Paid Loss and Incurred Loss Retrospective Plans
Captive and Other Insured-Owned Programs
Self-Insured Retention
Large Deductibles
Customized Named Storm, Earthquake, or Flood (Including Storm Surge) Structures
Flood Reinstatements
Deductible Buy-Downs
Multi-Year Solutions
Parametric Programs
Policy Inclusions
With some of our partner carriers, such as CNA, Travelers, Hartford, Sompo International, Chubb, and Hanover, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the hospitality market:
Property – Per Location Limits Up to and Over $500M, Can Increase Based on Risk
Equipment Breakdown for Mission Critical Equipment
General Liability – $2M Limits, Can Increase Based on Risk
Liquor Liability – $1M Limits
Assault and Battery – $1M Limits
Cyber Insurance – $25M Limits, Can Increase Based on Risk
Auto – $1M Limit, Can Increase Based on Risk
Workers’ Compensation – Statutory Limits
Umbrella & Excess – Up to $50M
Catastrophe Coverage Such As Flood and Earthquake – Up to $50M Based on Risk
Contact Our Hospitality Team
Tower Street Insurance specializes in hospitality insurance coverage for customers throughout the US. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy.
Tower Street Insurance By The Numbers
Carriers
Collective Years of Experience
Written Policies
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Retention Rate
