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Trade Contractor Insurance

TRADE CONTRACTOR INSURANCE EXPERTISE

Save up to 20% on your business insurance. We analyze your current insurance policies to get you complete coverage at the best price

Protect Your Business & Employees

At Tower Street Insurance, we specialize in providing top-level service and coverage to adjustment & collection services, prefabricated buildings & components, oil & gas, general contractors, and more. Representing the majority of carriers in the industry, we work with you to find the most competitive and broadest protection possible for your company.

Our Professional Strategy

We accomplish this by doing a full analysis of your current insurance program by looking through every endorsement on your current policy, the contracts you have in place and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

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Full Analysis - 100% Risk Free

We take the time to breakdown your current policy and identify the unique risks that are present in your business. We handle the risk management to make your insurance simplier.

About Tower Street Insurance & Risk Management

At Tower Street Insurance, we specialize in providing top-level service and coverage to our clients across multiple industries and high net worth families.

We represent the best commercial property & casualty insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, auto, valuables, and more.

Insurance for Construction & Special Trade Contractors

In order to manage the challenges associated with creating a building, contractors must have adequate insurance coverage in a wide variety of areas, including special trade contractors who do unique work that most others cannot perform. It is essential to cover these contractors for possible job-related injuries and other issues.

At Tower Street Insurance & Risk Management, we provide insurance that covers your physical assets and financial liabilities for many different risks and scenarios in specialized industries. From the building to the equipment and the workers, we find coverage that fits your needs and your price point.

Trade Contractors Workers Compensation Employee Theft Excess Liability Tower Street Insurance

General Liability

We help you cover the cost of defending yourself against accusations in court, as well as pay for judgments and out-of-court settlements up to the limits of your coverage. Our team can help you determine how much general liability coverage you may need to protect your financial assets against loss.

Workers’ Compensation

Workers’ compensation pays for employee medical bills and wage compensation due to workplace injuries, regardless of fault. It is necessary for all businesses that hire one or more employees, regardless of industry. Without it, you could face legal consequences, as well as tremendous financial liabilities if an employee sues you for compensation of damages.

Employee Theft

You cannot prevent employee theft, even with thorough background checks. You can, however, minimize your vulnerabilities to fraud, forgery, and third-party damages by purchasing special trade contractor insurance.

Excess Liability (Commercial Umbrella Coverage)

Don’t take chances with your business by under-insuring yourself. Consider purchasing commercial umbrella insurance to provide additional liability protection when a major lawsuit drains the available coverage in your primary liability insurance policy. Umbrella policies can provide millions of dollars in added protection to cover legal fees, judgments, settlements, and more.

Special Trade Contractors Construction Workers Compensation Employee Theft Excess Liability Tower Street Insurance

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Trust Us for the Right Insurance

We highly recommend protecting your business with a special trade contractor policy from Tower Street Insurance & Risk Management. Our program is designed specifically to meet the special needs of contracting businesses. Written under a business owner policy, it provides commercial general liability protection for legal liability exposures unique to your business. It also offers business property protection at a competitive rate. We also offer policies for homeowners, family offices, secondary homes, ranches, and more.

Tower Street Insurance By The Numbers

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