Insurance Risk Management Solutions for Companies & Homeowners

Excess Liability (Umbrella) Insurance

Tower Street Insurance & Risk Management provides the most reliable excess liability (umbrella) insurance services to clients we serve in DallasAustinHoustonWestlakeSan AntonioSouthlakeMcKinney,  and other cities throughout TexasWe believe in understanding your past in order to provide you with better protection for your future. Our mission is to preserve and protect the future of successful businesses and families through personalized risk management programs and advocacy solutions.  

Umbrella Insurance

Why Buy Excess Liability (Umbrella) Insurance?

Excess liability insurance provides additional coverage after an underlying liability policy has reached its limit. It covers any claims that would have been covered by the underlying policy if that policy had not reached its stated limit.

It can also cover claims omitted by the underlying policy if spelled out to do so in your umbrella/excess liability policy. Excess insurance usually is more cost-effective than increasing existing limits on your primary policy.

Personal Risk Management Service

Personal Risk Management Services by Tower Street

We understand that choosing a risk management solution involves more than simply obtaining coverage, so we go beyond offering policies backed by the best insurance companies in the business. We listen to specific needs, create lasting relationships, and take the time to walk each client through all aspects of their personalized insurance plan. After the plan is in place, we continue to serve as an on-call partner devoted to our clients’ risk management success year-round.

Why Choose Tower Street Insurance & Risk Management?

  • 100 Carriers
  • 50 Years of Collective Experience
  • 3.5K Written Policies
  • 98% Retention Rate

Tower Street Insurance & Risk Management was established to provide the most effective solutions to manage your commercial and personal risks. It is our privilege to represent and partner with each of our clients. When you need our services, call us at 972-472-2040 or contact us online to learn more about our excess liabilities coverage for customers in n Dallas, Houston, Austin, and other Texas cities that we serve.



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Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

Top Carriers We Carry on Personal & Commercial Lines:

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