PREVENTIVE CARE

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PREVENTIVE CARE

Why Level Funding and Preventive Care are Essential for Your Health Plan

Healthcare costs are a growing concern for many people, and finding ways to manage these costs while maintaining good health is essential. Two strategies that can help you achieve these goals are preventive care and level funding.

PREVENTIVE CARE

Preventive Care: An Essential Component of Good Health

Preventive care is a critical part of maintaining good health and can help you save on healthcare costs in the long run. Many health plans cover preventive care services at no cost, including annual checkups, health screenings, lab tests, immunizations, and counseling. These services aim to keep you healthy by preventing illness and catching potential health issues early on.

To make the most of preventive care, it’s important to understand your health plan’s coverage and costs for these services. You should also schedule regular checkups with your doctor, exercise regularly, eat a balanced diet, avoid excessive alcohol and tobacco use, ensure you’re up-to-date on vaccinations, and get screened as recommended. By incorporating these practices into your lifestyle, you can significantly increase your chances of avoiding chronic conditions in the first place.

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PREVENTIVE CARE

Level Funding: A Strategy for Managing Healthcare Costs

Level funding is another strategy that can help you manage healthcare costs and budget for health coverage. With level funding, employers pay a set amount each month to a carrier, which typically includes the cost of administrative and other fees and the maximum amount of expected claims based on underwriting projections, as well as embedded stop-loss insurance.

One of the significant advantages of level funding is that it adds predictability to your healthcare costs. This approach also offers several benefits, including lower premiums, more flexibility in plan design, and detailed reporting on utilization trends. However, it’s essential to understand the terms of the contract and potential administrative fees to avoid unexpected costs.

PREVENTIVE CARE

Why Preventive Care and Level Funding are Essential for Your Health Plan

Incorporating preventive care practices into your lifestyle and considering level funding can help you manage healthcare costs and maintain good health. Preventive care aims to keep you healthy by preventing illness and catching potential health issues early on. Meanwhile, level funding adds predictability to your healthcare costs and offers several advantages, including lower premiums and more flexibility in plan design. By combining these strategies, you can stay healthy and manage healthcare costs more effectively.

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PREVENTIVE CARE

Final Thoughts

Healthcare costs can be overwhelming, but preventive care and level funding are two strategies that can help you manage these costs while maintaining good health. Contact us to learn more about your options for preventive care and health coverage. With the right approach, you can achieve your health goals and budget for health coverage more effectively.  

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Dallas, TX 75244

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P. O. Box 803506
Dallas, TX 75380

469-788-8888

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