Captive Insurance

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Captive Insurance

Captive Insurance Policies in DFW, Houston, & San Antonio

Tower Street Insurance & Risk Management has been supporting clients in Dallas-Fort Worth and other Texas cities to find their own game-changing investment platform by operating their own insurance firms. A captive insurance firm typically provides a parent company or entities with more efficient risk control and casualty insurance coverage than other options.

Getting a captive insurance provider helps business owners to meet the following wants and needs more effectively:

Improve asset protection
Accelerate wealth accumulation
Facilitate estate transfer to future generations
Reduce insurance costs
Improve risk management and insurance protection
Experience tax savings
Provide an alternative to non-qualified retirement or deferred compensation plan
Provide golden handcuffs or golden parachutes
Facilitate buy-sell, buy-inn, or buy-out arrangements
Provide an alternative to qualified retirement plans

When you want to set up a captive insurance firm for your company in Austin, Dallas, Plano, San Antonio, and other Texas cities that we serve, give us a call at 972-472-2040 or click here to set up an appointment with the agents at Tower Street Insurance & Risk Management.

Captive Insurance

Advantages of Captive Insurance


In its purest form, a captive insurance firm is a corporation formed by its shareholders solely to insure the risks of its parent and/or subsidiaries. Captive insurance has a number of benefits over private insurance:

The insurance with rare or catastrophic risks, as well as a variety of minor risks.
Direct access to the wholesale reinsurance industry is provided.
Risk assessment has improved, as has awareness of the cost of risk.
Premiums are based on the insured’s past claims history.
Profit from the investment yield on premiums retained.
The group’s retention of the surplus of net premiums over claims.
Among the tax advantages, the cost of insurance premiums is deductible when calculating earnings.
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Captive Insurance

Trust Tower Street to Set Up Your Captive Insurance Firm in DFW


For years, Tower Street Insurance & Risk Management has been helping business owners maximize profits by making suggestions based on our realistic experience on a “best practice” operating model to suit your insurance needs, in Austin, Dallas, Plano, San Antonio, and other cities we serve. Setting up a captive insurance firm may be part of that process for your company. To learn more about captive insurance or other commercial insurance coverage options that we provide, call us at 972-472-2040 or click here to set up an appointment. We offer commercial policies for directors & officersworkers’ compensationcyber liability, and commercial risk management services.



Collective Years of Experience

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Retention Rate

Contact Info

5001 Spring Valley Rd., Ste. 120E
Dallas, TX 75244

Mailing Address:
P. O. Box 803506
Dallas, TX 75380


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