Return to Work Policies

Benefits of a Return to Work Policy

The goal of RTW is to enable injured employees to be productive during their recuperation and to maintain a connection to the workplace. An RTW program offers advantages to both the business and its workers. There are multiple benefits to an RTW program. Getting the employee back to the office or workplace reduces the amount of money being paid out by the carrier, and as a result, your immediate claim costs and future insurance rates also go down.

For employees, returning to work improves their physical and psychological well-being, reduces the amount of medication they need, and lowers the risk of addiction to substances such as opioids.

Risk Management by Tower Street

At Tower Street Insurance, commercial risk management goes beyond ensuring that a business client has proper coverage. We understand what it takes to build a business, and we know it’s essential for every business to have a plan that secures its assets, minimizes its liabilities, and protects the cash flow of the organization that has been built. Therefore, we view advising clients of their options and creating effective solutions as a professional service. It is important to note here that we are an authorized provider of Chubb Insurance.