Hospitality

Hospitality Insurance Expertise

At Tower Street Insurance, we specialize in providing top-level service and coverage to hospitality clients. We represent the best hospitality insurance carriers in the industry, and we work with you to find the most competitive and broadest protection possible for your company. We accomplish this by doing a full gap analysis of your current insurance, risk management, and loss prevention program. We review every endorsement on your current policies, the contracts you have in place, and the unique exposures presented by your operations. No matter what you’re passionate about, we’re here to protect your passion. And we’re passionate about protecting your business and your family.

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Hospitality

Examples of Customers We Have Partnered With:

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Hotels

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Hotel management

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Resorts

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Sports bars

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Live music clubs

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Piano bars

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Comedy clubs

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Entertainment venues

Hospitality Cocktail Party In Banquet Room

Hospitality Bar Tender Cleaning Wine Glasses

Unique Hospitality Coverage Considerations for Your DFW Business

Has your current agent discussed the following issues with you?

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Liquor liability insurance

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Assault and battery coverage

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Paid loss and incurred loss retrospective plans

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Captive and other insured-owned programs

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Self-insured retention

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Large deductibles

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Customized named storm, earthquake, or flood (including storm surge) structures

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Flood reinstatements

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Deductible buy-downs

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Multi-year solutions

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Parametric programs

Hospitality

Policy Inclusions

With some of our partner carriers, such as CNA, Travelers, Hartford, Sompo International, Chubb, and Hanover, you may be eligible for the following comprehensive coverage and significant capacity across all lines of business offered to the hospitality market:

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Property – per location limits up to and over $500M, can increase based on risk

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Equipment Breakdown for mission critical equipment

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General Liability – $2M limits, can increase based on risk

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Liquor Liability – $1M limits

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Assault and Battery – $1M limits

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Cyber Insurance – $25M limits, can increase based on risk

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Auto – $1M limit, can increase based on risk

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Workers’ Compensation – statutory limits

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Umbrella & Excess – up to $50M

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Catastrophe coverage such as flood and earthquake – up to $50M based on risk

Hospitality

Contact Our Hospitality Insurance Team

Tower Street Insurance specializes in hospitality insurance coverage for customers in Dallas, Austin, San Antonio, Houston, Southlake, and other cities that we serve throughout Texas. We also offer insurance coverage for directors & officers, workers’ compensation, cyber liability, commercial risk management service, and client advocacy. When you need our help, give Tower Street Insurance a call at 469-788-8888 or click here to make an appointment today.