Insurance Risk Management Solutions for Companies & Homeowners
Personal Risk Management Insurance Meeting

Personal Risk Management Insurance

Our approach to personal risk management parallels that of our commercial client’s experience. We understand that influential and successful families often have assets and liabilities that exceed those of a business. Tower Street Insurance is here to serve as a trusted advisor to each family while we protect your home, autovaluables, and more in DallasSouthlakeWestlakeMcKinney, and other cities we serve throughout Texas.

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Evaluation of Your Personal Risk & Insurance Needs

Tower Street’s personal risk management team has substantial experience in building comprehensive plans designed to protect our clients’ diverse portfolios of personal assets. We are able to provide high-value, excess liability policies that truly cover the entirety of your personal assets, including

  • Your home(s)
  • Properties in other states and countries
  • Valuable collections
  • Jewelry
  • Art collections
  • Exotic vehicles
  • Recreational vehicles
  • Watercraft


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Personal Assessment for Insurance Needs

We can also provide coverage for more sophisticated expenses and liabilities including:

  • Domestic employee workers compensation
  • Insurance for entities or trusts
  • Non-profit and for-profit directors
  • Short-term rentals
  • Medical evacuation
  • Trip and travel
  • Kidnap and ransom
  • Cyber fraud
  • Equipment breakdown
  • Flood & Earthquakes


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Satisfaction Guaranteed

We are committed to creating a long-term partnership with you that will meet your needs, as well as being there to serve as a resource to actively work to prevent losses and offer solutions in difficult times.

Your personal risk advisor is trained to ask the right questions, pre-settle any losses before they occur, and place you with carriers who have the broadest contracts that keep you ahead of or able to deal with any accident or claim life may bring, instilling confidence as well as coverage.

When you need our help in DFW, contact us online or give us a call at 972-472-2040.

Recent Personal Policies

September 6, 2021 | Dallas, TX

The customer was interested in purchasing a lakefront property to build on in East Texas. Their Tower Street agent took the call (while on vacation) and advised them it was a very risky investment since it was on a cliff. Based upon the recommendation of Tower Street, the customer chose ...

August 23, 2021 | Dallas, TX

A new client came to me via referral for a policy review. During the review, I uncovered a number of exposures including sub-optimal as well as missing coverages on both home and auto. We discussed each area, and I was able to write their policy to include the necessary coverages ...

May 13, 2021 | Plano, TX

After taking his policies back out to market, we were able to secure broader coverage with a high value home insurer and save him 32% on his overall insurance cost.

Client Advocacy

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Collective Years of Experience

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Written Policies

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Reviews from Our Satisfied Customers

I love Tower Street and receive the best service from them! They are reliable, caring, and always supportive. Can’t recommend them enough!

- Abby

Chris is a great insurance advisor. He has extensive knowledge of markets, coverages, and risk. I highly recommend him. I wish I had more business to send him.

- Larry

Hear From Customers We've Helped

How Tower Street saved Josh 500k
Hear How Tower Street Saved Josh $500k

Top Carriers We Carry on Personal & Commercial Lines:

See the Full List of Carriers We Offer